The Bank Identification Number (BIN) 940044 is issued by WUHAN RURAL CREDIT UNION in CHINA. This is a CHINA UNION PAY DEBIT card with XINTONG CARD level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 940044, you can determine: the card network (CHINA UNION PAY), whether it's a credit, debit, or prepaid card (DEBIT), the card level (XINTONG CARD), the issuing bank (WUHAN RURAL CREDIT UNION), and the country of issuance (CHINA). This information is useful for payment processors, merchants, and fraud prevention systems.