The Bank Identification Number (BIN) 970400 is issued by SGB BANK in VIET NAM. This is a PRIVATE LABEL DEBIT card with ATM CARD level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 970400, you can determine: the card network (PRIVATE LABEL), whether it's a credit, debit, or prepaid card (DEBIT), the card level (ATM CARD), the issuing bank (SGB BANK), and the country of issuance (VIET NAM). This information is useful for payment processors, merchants, and fraud prevention systems.