The Bank Identification Number (BIN) 982613 is issued by ROYAL BANK OF SCOTLAND PLC in UNITED KINGDOM. This is a LOCAL BRAND DEBIT card with GIFT level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 982613, you can determine: the card network (LOCAL BRAND), whether it's a credit, debit, or prepaid card (DEBIT), the card level (GIFT), the issuing bank (ROYAL BANK OF SCOTLAND PLC), and the country of issuance (UNITED KINGDOM). This information is useful for payment processors, merchants, and fraud prevention systems.