The Bank Identification Number (BIN) 409795 is issued by THE CHANG HWA COMMERCIAL BANK LTD. in TAIWAN, PROVINCE OF CHINA. This is a VISA CREDIT card with SIGNATURE BUSINESS level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 409795, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (SIGNATURE BUSINESS), the issuing bank (THE CHANG HWA COMMERCIAL BANK LTD.), and the country of issuance (TAIWAN, PROVINCE OF CHINA). This information is useful for payment processors, merchants, and fraud prevention systems.