The Bank Identification Number (BIN) 478678 is issued by THE CHANG HWA COMMERCIAL BANK LTD. in TAIWAN, PROVINCE OF CHINA. This is a VISA CREDIT card with SIGNATURE level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 478678, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (SIGNATURE), the issuing bank (THE CHANG HWA COMMERCIAL BANK LTD.), and the country of issuance (TAIWAN, PROVINCE OF CHINA). This information is useful for payment processors, merchants, and fraud prevention systems.