The Bank Identification Number (BIN) 491041 is issued by OJSC BANK UNITED CAPITAL in RUSSIAN FEDERATION. This is a VISA DEBIT card with GOLD level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 491041, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (GOLD), the issuing bank (OJSC BANK UNITED CAPITAL), and the country of issuance (RUSSIAN FEDERATION). This information is useful for payment processors, merchants, and fraud prevention systems.