The Bank Identification Number (BIN) 650964 is issued by ISSUER INSTITUICAO DE PAGAMENTO LTDA in BRAZIL. This is a DISCOVER CREDIT card with COMMERCIAL level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 650964, you can determine: the card network (DISCOVER), whether it's a credit, debit, or prepaid card (CREDIT), the card level (COMMERCIAL), the issuing bank (ISSUER INSTITUICAO DE PAGAMENTO LTDA), and the country of issuance (BRAZIL). This information is useful for payment processors, merchants, and fraud prevention systems.