The Bank Identification Number (BIN) 400623 is issued by LATIN AMERICA AND CARIBBEAN REGION in PANAMA. This is a VISA CREDIT card with TRADITIONAL level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 400623, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (TRADITIONAL), the issuing bank (LATIN AMERICA AND CARIBBEAN REGION), and the country of issuance (PANAMA). This information is useful for payment processors, merchants, and fraud prevention systems.