The Bank Identification Number (BIN) 401189 is issued by CITIZENS TRUST BANK in UNITED STATES. This is a VISA CREDIT card with TRADITIONAL REWARDS level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 401189, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (TRADITIONAL REWARDS), the issuing bank (CITIZENS TRUST BANK), and the country of issuance (UNITED STATES). This information is useful for payment processors, merchants, and fraud prevention systems.