The Bank Identification Number (BIN) 423194 is issued by MERRICK BANK in UNITED STATES. This is a VISA CREDIT card with Unknown level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 423194, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (Unknown), the issuing bank (MERRICK BANK), and the country of issuance (UNITED STATES). This information is useful for payment processors, merchants, and fraud prevention systems.