The Bank Identification Number (BIN) 436196 is issued by SOCIEDAD CONJUNTA PARA LA EMISION Y GESTION DE MEDIOS DE PAGO, E.F.C., S.A. in SPAIN. This is a VISA CREDIT card with SIGNATURE level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 436196, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (SIGNATURE), the issuing bank (SOCIEDAD CONJUNTA PARA LA EMISION Y GESTION DE MEDIOS DE PAGO, E.F.C., S.A.), and the country of issuance (SPAIN). This information is useful for payment processors, merchants, and fraud prevention systems.