The Bank Identification Number (BIN) 491695 is issued by BANCO BILBAO VIZCAYA ARGENTARIA in SPAIN. This is a VISA CREDIT card with CLASSIC level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 491695, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (CLASSIC), the issuing bank (BANCO BILBAO VIZCAYA ARGENTARIA), and the country of issuance (SPAIN). This information is useful for payment processors, merchants, and fraud prevention systems.