The Bank Identification Number (BIN) 494697 is issued by FIRST SECURITY BANK in UNITED STATES. This is a VISA CREDIT card with BUSINESS level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 494697, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (BUSINESS), the issuing bank (FIRST SECURITY BANK), and the country of issuance (UNITED STATES). This information is useful for payment processors, merchants, and fraud prevention systems.