The Bank Identification Number (BIN) 621228 is issued by HEILONGJIANG RURAL CREDIT UNION in CHINA. This is a CHINA UNION PAY DEBIT card with PERSONAL level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 621228, you can determine: the card network (CHINA UNION PAY), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PERSONAL), the issuing bank (HEILONGJIANG RURAL CREDIT UNION), and the country of issuance (CHINA). This information is useful for payment processors, merchants, and fraud prevention systems.