The Bank Identification Number (BIN) 401494 is issued by COMMERCE BANCSHARES, INC. in UNITED STATES. This is a VISA DEBIT card with CLASSIC level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 401494, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (CLASSIC), the issuing bank (COMMERCE BANCSHARES, INC.), and the country of issuance (UNITED STATES). This information is useful for payment processors, merchants, and fraud prevention systems.