The Bank Identification Number (BIN) 402020 is issued by STATE EMPLOYEES CREDIT UNION OF MARYLAND, INC. in UNITED STATES. This is a VISA DEBIT card with CLASSIC level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 402020, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (CLASSIC), the issuing bank (STATE EMPLOYEES CREDIT UNION OF MARYLAND, INC.), and the country of issuance (UNITED STATES). This information is useful for payment processors, merchants, and fraud prevention systems.