The Bank Identification Number (BIN) 405704 is issued by JOINT STOCK OIL-INDUSTRIAL INVESTMENT COMMERCIAL BANK in RUSSIAN FEDERATION. This is a VISA DEBIT card with ELECTRON level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 405704, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (ELECTRON), the issuing bank (JOINT STOCK OIL-INDUSTRIAL INVESTMENT COMMERCIAL BANK), and the country of issuance (RUSSIAN FEDERATION). This information is useful for payment processors, merchants, and fraud prevention systems.