The Bank Identification Number (BIN) 439197 is issued by BANCO DE ORO UNIBANK, INC. in PHILIPPINES. This is a VISA CREDIT card with CORPORATE T&E level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 439197, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (CORPORATE T&E), the issuing bank (BANCO DE ORO UNIBANK, INC.), and the country of issuance (PHILIPPINES). This information is useful for payment processors, merchants, and fraud prevention systems.