The Bank Identification Number (BIN) 481270 is issued by WESTPAC BANKING CORPORATION in PAPUA NEW GUINEA. This is a VISA CREDIT card with BUSINESS level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 481270, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (CREDIT), the card level (BUSINESS), the issuing bank (WESTPAC BANKING CORPORATION), and the country of issuance (PAPUA NEW GUINEA). This information is useful for payment processors, merchants, and fraud prevention systems.