The Bank Identification Number (BIN) 492195 is issued by QIK BANCO DIGITAL DOMINICANO S.A. BANCO MULTIPLE in DOMINICAN REPUBLIC. This is a VISA DEBIT card with PURCHASING level.
BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6 digits of a payment card number. These digits identify the card-issuing institution, card type, and other attributes used for routing and fraud prevention.
By looking up BIN 492195, you can determine: the card network (VISA), whether it's a credit, debit, or prepaid card (DEBIT), the card level (PURCHASING), the issuing bank (QIK BANCO DIGITAL DOMINICANO S.A. BANCO MULTIPLE), and the country of issuance (DOMINICAN REPUBLIC). This information is useful for payment processors, merchants, and fraud prevention systems.